Individual Services

Individual Financial Planning Services*

 

     A comprehensive financial plan includes all the services listed below as well as a review of your current investments.  As an alternative you may wish to focus on just one specific aspect of your financial plan, such as retirement planning.  Whichever you choose, you will be provided with financial reports and detailed written reviews that are personalized to meet your needs.  To begin the process, we will send you an information package then meet with you to discuss how we may assist you in achieving your financial goals.

 

  Compensation may include fees and/ or commissions depending upon the type of account or services you choose. Full fee disclosure will precede establishment of all accounts and services.  Ticket charges may also apply to securities transactions.  Financial planning fees are based on the complexity of your situation, the scope of the analysis, and the expertise required to prepare the analysis.  Our professional hourly rates range from $150 to $250.  Portfolio management services are typically provided on a fee basis, with fees ranging from 0.25% to 1.20% of the assets managed.

 

  • Investment Management/ Portfolio Allocation
      • Analysis of holdings
      • Determine personal risk tolerance
      • Current to recommended model comparison
      • Measure expense and risk of portfolio
      • Performance reports for managed accounts
  • Retirement Planning
  • Cash Flow/ Budget Analysis
  • Income Tax Analysis
  • Education Funding
  • Insurance/ Risk Management
      • Disability Insurance Policies
      • Long-Term Care Insurance Policies
      • Life Insurance Policies
  • Estate Planning

 

The aforementioned material is a product or service listing and is not intended to be an offer for the sale of securities.  Securities products are offered by prospectus only.